Personal Injury Protection (PIP) is crucial additional coverage on your car insurance policy. It covers medical bills and lost wages if you’re injured in a car accident, providing extra financial security on top of the at-fault party’s insurance. PIP allows for a classic double recovery, allowed under Maryland and Virginia law, and includes everyone in the vehicle during the accident. Maryland residents can apply even for out-of-state accidents. With policy limits ranging from $2,500 to $10,000 per individual, PIP is an affordable and essential part of car insurance, covering 85% of lost wages in Maryland. Don’t overlook this valuable coverage option!
