Many of us get liability only on our car insurance to save some money in the monthly payments. Thing is, if you get into a car accident you realize it was worth it to pay a little extra for full coverage. Sometimes determining liability for the accident takes much longer than we have anticipated. In the event that you car was totaled in the accident, you will have no car and no compensation from the insurance company to buy another car. Oh, you also don’t get a rental because they are still determining liability. Get full coverage for your car because it gives you peace of mind.