• Total Loss – Frequently Asked Questions

    Tuesday January 16th, 2018 • How is a total loss determined? The actual cash value (ACV) of your vehicle is compared to the cost of the property damage. If the cost to repair is around 75% of the ACV, the vehicle will most likely be totaled. The determination is mathematical. • What is the actual ... Read more
  • Suspended Driver’s License

    Thursday January 11th, 2018 The maximum penalty for driving on a suspended license in Maryland for your first offense is 1 year in jail and/or $1,000 and a possible 12 points on your driving record. Here are a few reasons your license may be suspended: -DUI conviction -Failure to pay child support -Failure to attend driver’s improvement program -Failure ... Read more
  • PIP Coverage in a Car Accident

    Tuesday January 09th, 2018 PIP is an acronym for Personal Injury Protection. PIP pays for the medical bills and lost wages for people who are injured in a car accident. PIP pays for your medical bills on top of whatever the at fault party’s insurance company pays. This is a classic double recovery permitted under ... Read more
  • Always Call the Police after a Car Accident

    Thursday January 04th, 2018 Too often after a car accident, one of the drivers will readily admit to be at fault and offer to pay you out of pocket. They will beg you not to call the police promising to repair your car for you. It is the biggest mistake you can ... Read more
  • Happy New Year!

    Tuesday January 02nd, 2018 Here is wishing you the best that 2018 has to offer! Read more
  • Waiting until the last minute to get a lawyer

    Tuesday December 19th, 2017 Some of us push things to the back burner when it is unpleasant, and we don’t want to deal with it. Being in denial unfortunately doesn’t make the situation go away, it will still come as scheduled. If you need a lawyer for a criminal or traffic case start ... Read more
  • After An Accident See a Doctor within 72 Hours

    Wednesday December 06th, 2017 For Your Health: If you have been in an auto accident you need to see a doctor to examine you and treat you if necessary.  Often times, injuries are not immediately external.  Let your health care provider tell you if you are injured or not after an examination. For Maximum Compensation: Insurance companies ... Read more
  • Get full coverage on your car

    Thursday November 30th, 2017 Many of us get liability only on our car insurance to save some money in the monthly payments. Thing is, if you get into a car accident you realize it was worth it to pay a little extra for full coverage. Sometimes determining liability for the accident takes much longer ... Read more
  • Turkey Time!

    Tuesday November 21st, 2017 Happy Thanksgiving to you and your family! Read more
  • Don’t ignore that out of state ticket 

    Tuesday November 14th, 2017 Many of us go on road trips with our friends and someone ends up getting a speeding ticket. We come home and forget about the ticket because we kept postponing dealing with it. After some months or years, we get pulled over and we are surprised to learn our driver’s ... Read more