Blog

  • Total Loss – Frequently Asked Questions

    Monday January 09th, 2017 How is a total loss determined? The actual cash value (ACV) of your vehicle is compared to the cost of the property damage. If the cost to repair is around 75% of the ACV, the vehicle will most likely be totaled. The determination is mathematical. What is the actual cash value ... Read more
  • First Things to Do in an Accident

    Tuesday January 03rd, 2017 • Call the Police Too often, after a car accident, one of the drivers will readily admit fault and offer to pay out of pocket. They will beg the other driver not to call the police, promising to repair damages. Accepting such an offer is the biggest mistake you can make ... Read more
  • Happy New Year!

    Tuesday January 03rd, 2017 Here is wishing you and your family the best in 2017! Read more
  • “Yours to use for whatever you like.”

    Wednesday November 30th, 2016 Imagine you were just in a car accident, you are injured, and have gone to the emergency room. You are at home sore, in pain, and you get a call from the adjuster. You inform the adjuster that you are not ready to discuss settlement yet because you want to ... Read more
  • The following is an informative guide to the three to six-month expungement process in the state of Maryland.

    Friday October 28th, 2016 Maryland Expungement Process: The application, which can be obtained from the Clerk’s office, is first completed by the defendant. It is best to do this with a lawyer as process fees are nonrefundable and applications will be dismissed on account of errors. The completed application is taken to the Court Clerk in ... Read more
  • “My application to rent an apartment was denied even though I have no convictions! Why?”

    Wednesday October 26th, 2016 Cases on your record may affect your ability to rent an apartment. Some apartment complexes may deny your application if they see an arrest on your record although your criminal case was dismissed and you have no convictions on your record. The fact that they can see what you were ... Read more
  • Do I need gap insurance?

    Tuesday October 25th, 2016 You need gap insurance if you are making payments on your car. An unfortunate common occurrence after a car accident is where people are left with no money, no car, and paying for a car they no longer have. If you are making payments on your car and your vehicle is ... Read more
  • From Happy Hour to Jail

    Friday October 14th, 2016 Happy Friday! Finally, the weekend is here and some of us will get to relax. As you head to your various happy hour locations remember that police officers sit outside of bars and restaurants watching to see who will be driving under the influence of alcohol. All ... Read more
  • I had a follow up question on LinkedIn to my last post “When your Car is Totaled in a Car Accident.”

    Tuesday October 11th, 2016 Q -But most of the time when you call your insurance company, they arrange for a tow truck to take it to a pre-determined place, how do you get valuation in that case? What if you think it is totaled and your insurance company doesn’t think so? A – Tow companies ... Read more
  • Noah’s Law takes effect in Maryland

    Monday October 03rd, 2016 Anti-Drunk Driving Measure On Saturday, October 1 2016 Noah’s law came into effect in Maryland. This new law affects everyone who is convicted of driving under the influence of alcohol even if it is your first offense. Here is what you can expect as a result of the law: • You will ... Read more