Monday March 26th, 2018 Having a high policy limit is arguably one of the most important options to consider when getting car insurance. So many people choose the lowest policy limits to save money, but this is a “penny-wise, pound-foolish” situation. If you are ever in a serious car accident and have ... Read more
Tuesday March 20th, 2018 Many of us only get liability coverage on our car insurance because it will save us costs in monthly payments. The problem is, if you get into a car accident, you will realize it was worth it to pay a little extra for full coverage. Sometimes determining liability for the ... Read more
Tuesday March 13th, 2018 This question comes up a lot because some people think there is a magic formula for the number of treatments needed to maximize your injury claim. Treatment should be as long as necessary for the injury sustained. The doctors or physical therapist, in cooperation with the patient, should determine how ... Read more
Thursday March 08th, 2018 Once in a while, I handle cases where someone has a traffic court date but was never pulled over by the police. Despite the fact that they honestly have not committed a traffic violation, they are shocked to find that the case has their correct information (i.e. full name, address, ... Read more
Monday February 12th, 2018 When you have been injured in a car accident or any type of accident, someone has to pay your medical bills. Ambulance bills, emergency room bills, x-rays, physical therapy, and doctor bills can become overwhelming. Unfortunately, some people have told me that they took out loans to pay their bills, ... Read more
Tuesday February 06th, 2018 This is a fairly common injury that occurs to a person’s neck following a sudden acceleration-deceleration force that causes unrestrained, rapid forward and backward movement of the head and neck. They are fairly commonly in car accidents. The term whiplash describes damage to both the bone structures and soft tissues ... Read more
Wednesday January 31st, 2018 This is one of the most important components in negotiations for your personal injury claim. Aside from your medical bills and records, this is where the value of your claim lies. The questions to ask yourself are:
• How has my injury affected my life?
• What was my daily routine that ... Read more
Tuesday January 16th, 2018 • How is a total loss determined? The actual cash value (ACV) of your vehicle is compared to the cost of the property damage. If the cost to repair is around 75% of the ACV, the vehicle will most likely be totaled. The determination is mathematical.
• What is the actual ... Read more
Thursday January 11th, 2018 The maximum penalty for driving on a suspended license in Maryland for your first offense is 1 year in jail and/or $1,000 and a possible 12 points on your driving record.
Here are a few reasons your license may be suspended:
-Failure to pay child support
-Failure to attend driver’s improvement program
-Failure ... Read more
Tuesday January 09th, 2018 PIP is an acronym for Personal Injury Protection.
PIP pays for the medical bills and lost wages for people who are injured in a car accident.
PIP pays for your medical bills on top of whatever the at fault party’s insurance company pays. This is a classic double recovery permitted under ... Read more