Thursday September 17th, 2020 Gap Insurance
When the insurance company’s compensation is lower than what you owe on a loan and your car is declared a total loss, what do you do? To protect yourself from the financial strain this situation could cause, you need to have gap insurance. Gap insurance will cover the difference ... Read more
Monday September 14th, 2020
Full Coverage
Many of us only get liability coverage on our car insurance because it will save us costs in monthly payments. The problem is, if you get into a car accident, you will realize it was worth it to pay a little extra for full coverage. Sometimes determining liability for ... Read more
Wednesday September 02nd, 2020 A High Policy Limit
Having a high policy limit is arguably one of the most important options to consider when getting car insurance. So many people choose the lowest policy limits to save money, but this is a “penny-wise, pound-foolish” situation. If you are ever in a serious car accident ... Read more
Wednesday August 26th, 2020
Emergency Room
If you are taken to the emergency room, there will be a bill from the hospital for the services rendered there. This bill is usually paid by health insurance or mailed directly to the patient if he/she is uninsured. To get a copy of the emergency room bill, ... Read more
Wednesday August 19th, 2020
Emergency Physician
There is a separate bill for the physician who treated you in the emergency room. This is one of the easily hidden bills that most people are unaware of. The billing company for the physician is usually different from the company handling the emergency room. You would think ... Read more
Monday August 17th, 2020
Physical Therapy
Fortunately, most physical therapists understand the process of auto accident cases and they will usually hold their bills until the cases have been settled in negotiations or in a lawsuit. Physical therapy treats whiplash and most soft tissue injuries. The length of treatment is determined by the doctors and ... Read more
Wednesday August 12th, 2020 Ambulance
If you are transported from the scene of an accident to the hospital by ambulance or any emergency transport, there will be a bill associated with that service. Sometimes this bill is not mailed to the patient because of misspelled names and wrong addresses. Even if your health insurance pays ... Read more
Wednesday August 05th, 2020 Report the Accident
Report the accident to your insurance as soon as possible. Provide them with all the details and information you have gathered. A claim will be opened for you, and the adjuster assigned to handle your claim will begin to process the claim on your behalf. They will also ... Read more
Thursday July 30th, 2020
Contact Eye Witnesses
Eye witnesses can be extremely helpful to your case. It is important to get witnesses for any case, be it a car accident or slip and fall. Witnesses can corroborate your story, further validating your credibility. Most cases are “he said/she said” cases, your word against theirs. Your ... Read more
